Streamline Your Lending Operations with One Powerful Platform
%201.avif)
65%
Increase in Originations
Strengthen client relationships while we do the heavy lifting
72%
Faster Loan Processing
Robust workflow automation to reduce operational overhead
60%
Increase in Collections Rates
Leverage real time market insights to mitigate risks faster, and more efficiently
Powering Smarter Lending for Leading Financial Institutions
PRIZM LENDING SUITE
Smart, Scalable, Simplified Lending Intelligently Automated
Maximize loan origination, servicing, and collections with intelligent automation. Drive faster approvals, improve borrower experiences, and manage risk effectively—all within a single platform.
Origination and Underwriting
Servicing
Collections
Self-Service Portal
Onboard Customers Smarter and Faster
Customize pricing, automate verification and decisioning, and streamline documentation
Delight Borrowers with Tailored Engagement
Automate servicing workflows, restructure loans dynamically, and personalize outreach
Grow Recovery and Retention Rates
Build and execute custom action plans for delinquency, hardship, and last-resort actions—at scale
Empower Borrowers & Brokers Seamlessly
Elevate user experience through white-labelled portals, enabling access to centralized control hubs
Origination and Underwriting
Onboard Customers Smarter and Faster
Customize pricing, automate verification and decisioning, and streamline documentation
Servicing
Delight Borrowers with Tailored Engagement
Automate servicing workflows, restructure loans dynamically, and personalize outreach
Collections
Grow Recovery and Retention Rates
Build and execute custom action plans for delinquency, hardship, and last-resort actions—at scale
Self-Service Portal
Empower Borrowers & Brokers Seamlessly
Elevate user experience through white-labelled portals, enabling access to centralized control hubs
BUILT FOR YOUR INDUSTRY
Smart Lending for Your Way of Business
Configure intelligent lending solutions that match your industry needs, automate workflows, and scale with your operations
02
Business Lending
Self-service application tracking, loan management, and statement access.
Automated approvals with credit checks, KYC/AML, and risk-based pricing.
Single platform for auto, home, healthcare, personal, and student loans.
AI-powered loan management with automated disbursements and collections.
Complete API connectivity with reporting dashboards and analytics.
02
Business Lending
Self-service application tracking, loan management, and statement access.
Automated approvals with credit checks, KYC/AML, and risk-based pricing.
Single platform for auto, home, healthcare, personal, and student loans.
AI-powered loan management with automated disbursements and collections.
Complete API connectivity with reporting dashboards and analytics.
03
Asset Financing
Self-service application tracking, loan management, and statement access.
Automated approvals with credit checks, KYC/AML, and risk-based pricing.
Single platform for auto, home, healthcare, personal, and student loans.
AI-powered loan management with automated disbursements and collections.
Complete API connectivity with reporting dashboards and analytics.
04
Commercial & Development Financing
Self-service application tracking, loan management, and statement access.
Automated approvals with credit checks, KYC/AML, and risk-based pricing.
Single platform for auto, home, healthcare, personal, and student loans.
AI-powered loan management with automated disbursements and collections.
Complete API connectivity with reporting dashboards and analytics.
05
Government & Public Funding
Self-service application tracking, loan management, and statement access.
Automated approvals with credit checks, KYC/AML, and risk-based pricing.
Single platform for auto, home, healthcare, personal, and student loans.
AI-powered loan management with automated disbursements and collections.
Complete API connectivity with reporting dashboards and analytics.
01
Dedicated broker management portal for partners with application submission, tracking, and incentive management
Customizable payment structures including interest-only, fixed principal, and tailored repayment plans
Comprehensive platform for business loans, working capital, and trade/invoice finance with integrated KYB and risk-based decisioning
Support for secured/unsecured loans, lines of credit, and R&D lending
02
End-to-end platform for bridging finance, construction, CRE, and development loans with support for multiple disbursements
Syndicated loan management with investor payouts, advanced interest calculations, and default triggers
Loan extensions, restructuring tools, and stage management for project lifecycles
Built-in support for complex loan structures, including reserves and itemized breakdowns
03
Self-service application tracking, loan management, and statement access
Automated approvals with credit checks, KYC/AML, and risk-based pricing
Unified platform for auto, home, healthcare, personal, and student loans with AI-powered management, automated disbursements and collections
Full API connectivity with reporting dashboards and analytics
04
Single system managing both loan and lease products with specialized equipment finance workflows
Automated credit assessment with risk-based pricing for asset-backed lending and leasing
Dealer Management System (DMS) API connectivity and support for advance, balloon, residual value, and customized repayment structures
Complete solution for financing heavy vehicles, marine vessels, equipment, and chattel mortgages
05
Specialized platform for managing government loans, grants, and relief programs
Dedicated portal for participating banks to submit, track applications, and configure rules for eligibility criteria
Dedicated portal for participating banks to submit, track applications, and configure rules for eligibility criteria
Tools for tailored assistance programs with full compliance management
Sam Coleman
Managing Director, Line Capital
What truly sets Finspectra apart is their support team. Their professionalism, expertise, and customer-focused approach have made a significant positive impact. Prizm has been a remarkable asset for our business, helping us scale rapidly while ensuring operational efficiency.
Sam Coleman
Managing Director, Line Capital
What truly sets Finspectra apart is their support team. Their professionalism, expertise, and customer-focused approach have made a significant positive impact. Prizm has been a remarkable asset for our business, helping us scale rapidly while ensuring operational efficiency.
Angela Tan
Technology Integration Delivery Lead, People First Bank
Finspectra and their platform is one of the most valuable investments we’ve made into credit management. The platform is user-friendly and integrates seamlessly with Salesforce.
Angela Tan
Technology Integration Delivery Lead, People First Bank
Finspectra and their platform is one of the most valuable investments we’ve made into credit management. The platform is user-friendly and integrates seamlessly with Salesforce.
Nir Davidson
Founder, Mondus Capital
Prizm is a game-changer for loan generation—seamless, efficient, and built for scale. It has transformed our process at Mondus Capital, delivering outstanding results!
Nir Davidson
Founder, Mondus Capital
Prizm is a game-changer for loan generation—seamless, efficient, and built for scale. It has transformed our process at Mondus Capital, delivering outstanding results!
Martin Kudelas
Head of Credit & Risk, Line Capital
Prizm has been a great choice for our business, providing broad loan management functionalities—from client setup to servicing and collections. The system’s flexibility and the team’s support have been invaluable in addressing our unique needs.
Martin Kudelas
Head of Credit & Risk, Line Capital
Prizm has been a great choice for our business, providing broad loan management functionalities—from client setup to servicing and collections. The system’s flexibility and the team’s support have been invaluable in addressing our unique needs.
Michael Davidson
CEO, Propell Holdings
Fantastic Product and Support. Finspectra’s Prizm delivers a flexible, feature-rich solution that keeps our services responsive and up-to-date. The support team’s quick response and proactive assistance have been invaluable, making Prizm an important asset to our business.
Michael Davidson
CEO, Propell Holdings
Fantastic Product and Support. Finspectra’s Prizm delivers a flexible, feature-rich solution that keeps our services responsive and up-to-date. The support team’s quick response and proactive assistance have been invaluable, making Prizm an important asset to our business.
BUSINESS IMPACT
Drive Better Results
for Your Team and Customers
Access all loan information in one place, eliminating data silos and reducing errors
Reduce manual work with smart workflows for routine tasks while maintaining compliance
Take data-backed decisions with real-time and highly accessible customer data
Configure systems to adjust to your business goals and evolving compliance requirements
Scale your operations smoothly without ballooning costs or disruptive complexity
01
Single Source of Truth
Access all loan information in one place, eliminating data silos and reducing errors
02
Maximized Efficiency
Reduce manual work with smart workflows for routine tasks while maintaining compliance
03
360° Visibility
Take data-backed decisions with real-time and highly
accessible customer data
04
Optimal Adaptability
Configure systems to adjust to
your business goals and evolving
compliance requirements
05
Seamless Scalability
Scale your operations smoothly
without ballooning costs or disruptive complexity
BUSINESS IMPACT
Drive Better Results
for Your Team and Customers
WHY FINSPECTRA
What Sets Us Apart
Dedicated to Your Success
Get a partner, not just a platform. Our team ensures you maximize value at every step.
Expert Guidance
Get the most out of your tech
investment with no-faff guidance from a team that understands lending and your unique goals
Rapid Time-to-Value
Don’t wait months to deploy loan software—hit the ground running in weeks with intuitive SaaS and expert support
