Terms of Use

Last modified: July 1, 2024

Welcome to Finspectra ("Company," "we," "our," or "us"). These Terms of Use ("Terms") govern your use of our website, products, and services (collectively, the "Services"). By accessing or using our Services, you agree to comply with these Terms. If you do not agree, please do not use our Services.

Acceptance of Terms

By accessing and using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website. Your continued use of the Services after such changes constitutes your acceptance of the updated Terms.

Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent that you have the legal capacity to enter into a binding contract.

Website Use and Purpose

Our website serves as an informational resource for our Salesforce-based loan management system and related services.

• Our website serves as an informational resource for our Salesforce-based loan management system and related services.
• The website does not facilitate direct customer sign-ups, contract agreements, or financial transactions.
• Any inquiries submitted through the website, such as demo requests or contact forms, do not constitute a formal engagement or agreement with Finspectra.
• Our loan management system is designed for financial institutions, lenders, and service providers to manage loan origination, servicing, and collections efficiently.
• Users are responsible for ensuring compliance with all applicable financial regulations when using our loan management system.
• Our website serves as an informational resource for our Salesforce-based loan management system and related services.
• The website does not facilitate direct customer sign-ups, contract agreements, or financial transactions.
• Any inquiries submitted through the website, such as demo requests or contact forms, do not constitute a formal engagement or agreement with Finspectra

User Accounts (if applicable)

• If we provide access to a customer portal or login-based services in the future, users will be required to create accounts.
• You are responsible for maintaining the confidentiality of your account credentials.
• We reserve the right to suspend or terminate your account if you violate these Terms.

Acceptable Use

By using our Services, you agree not to:

• Violate any applicable laws or regulations.
• Use the Services for fraudulent or illegal purposes.
• Distribute viruses, malware, or any harmful software.
• Engage in harassment, abuse, or any form of discrimination against other users.
• Copy, modify, or distribute any part of the Services without our prior consent.

Intellectual Property Rights

All content, trademarks, and intellectual property within our Services are owned by or licensed to Finspectra. You may not copy, distribute, or modify any content without our written permission.

Third-Party Links and Integrations

Our website may contain links to third-party websites, including partners like Salesforce, Avalara, Vertex, and other integrations.

• We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites.
• Your interactions with third-party services are governed by their respective terms and conditions.
• Users acknowledge that any data exchanged between Finspectra’s loan management system and third-party services is governed by the respective third-party’s policies and security measures.

Disclaimer of Warranties

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Services will be error-free, uninterrupted, or secure.

Limitation of Liability

To the fullest extent permitted by law, Finspectra shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use or inability to use the Services.

Indemnification

You agree to indemnify and hold harmless Finspectra and its affiliates from any claims, damages, losses, liabilities, and expenses arising out of your violation of these Terms or misuse of the Services.

Termination

We reserve the right to terminate or suspend your access to the Services at our sole discretion, without notice, for any reason, including if you violate these Terms.

Governing Law & Dispute Resolution

These Terms are governed by the laws of California, USA, for users in North America, and by the laws of New South Wales, Australia, for users in all other regions. Any disputes shall first be attempted to be resolved through good-faith negotiations. If a resolution is not reached, the dispute shall be submitted to binding arbitration in either California, USA, or New South Wales, Australia, depending on the user's principal place of residence.

Contact Information

If you have any questions about these Terms, please contact us at: Email: info@finspectra.com.